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NAPSA Contributions Calculator National Pension Scheme Authority

Calculate employee and employer NAPSA contributions with our easy-to-use calculator. Updated for 2025 rates and ceilings.

Individual Contribution (5%)

Amount paid by both employer and employee

Total Deductions (10%)

Combined employer and employee contributions

Total Earnings (Gross + Allowances)	K 0.00
Employee Share (5% employee share)	K 0.00
Employer (5% employer share)	K 0.00
Total Deductions (Full 10%)	K 0.00
Wages After Deductions (5%)	K 0.00

Calculate your gross income. This is the sum of your basic salary and any allowances you receive. Allowances can include commissions, bonuses, overtime, and other emoluments.
Calculate your allowances. This includes any additional income you receive on top of your basic salary, such as commissions, bonuses, overtime, and other emoluments.
Add any employer deductions. These could be deductions for a payday loan or credit, if any. These are subtracted from your gross income.
Calculate NAPSA. This is a mandatory contribution to the National Pension Scheme Authority and is calculated as 5% of your gross earnings. The maximum contribution is capped at a certain amount which changes every year.
Subtract the NAPSA contribution from your gross income. This gives you the amount of income after the NAPSA deduction.
Take note of your income after the NAPSA deduction. This is the amount of income that is subject to further deductions or contributions.
Calculate other statutory contributions if applicable. These could include NHIMA, Workers Compensation, etc. Each of these contributions has its own calculation rules and rates.
Subtract these other statutory contributions from your income after the NAPSA deduction. This gives you the net income after all deductions and contributions.

Year	5%	10%